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Privacy Policy

Last updated: April 22, 2026

Sections

Overview

At NairiApp ("we," "us," "our," or "Company"), we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

Please read this privacy policy carefully. If you do not agree with our policies and practices, please do not use our services. By accessing and using NairiApp, you acknowledge that you have read, understood, and agree to be bound by all the provisions of this Privacy Policy.

Data We Collect

Personal Information

  • Phone Number: Required for authentication and account access
  • Full Name: Used for identity verification and transactions
  • PIN Code: Encrypted for secure account access
  • Financial Transaction Data: Records of contributions, loans, and repayments

Technical Information

  • Browser type and version
  • IP address and device identifiers
  • Pages visited and time spent
  • Cookies and similar tracking technologies

How We Use Your Data

  • To provide, maintain, and improve our services
  • To process financial transactions and manage accounts
  • To authenticate users and prevent fraud
  • To communicate with you about service updates and support
  • To comply with legal obligations and regulations
  • To send promotional content (with your consent)

Data Security

We implement industry-standard security measures to protect your personal data against unauthorized access, alteration, or destruction.

Security Measures:

  • End-to-end encryption for sensitive data
  • Secure SSL/TLS connections
  • PIN-based authentication for user access
  • Regular security audits and penetration testing
  • Compliance with international data protection standards

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.

Your Privacy Rights

You have the right to:

  • Access: Request a copy of your personal data
  • Correction: Request corrections to inaccurate data
  • Deletion: Request deletion of your data (subject to legal obligations)
  • Opt-out: Opt out of marketing communications anytime
  • Portability: Receive your data in a portable format

To exercise any of these rights, please contact us at michael@nairi.ltd with your request details and account information.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us:

NairiApp Privacy Team

Email: michael@nairi.ltd

Phone: +255 652 018 790